Frequently Asked Questions.
Questions? Answers.
You can locate the nearest Carco inspection site by clicking here.
There is no charge to you for the photo inspection, which takes approximately 15 minutes to complete.
No documents are required (except for Florida inspections, which require vehicle registration).
You will only need to provide the inspection site with the name of your insurance company. However, any current documents that list your insurance company name, your policy number, and vehicle information will assist in the inspection process.
The CARCO inspector will complete a state-mandated inspection report form, noting the required vehicle information. The inspector will also take photographs of your vehicle (except in Florida). You will then review and sign the inspection report. Once signed, your inspector will supply you with a copy for your records. The report will also be electronically submitted to your insurance company.
Your vehicle will be inspected to document its existence, physical condition, and existing options and accessories.
This is not an easy answer. Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity. It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense.  However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice.
Don’t see your question? Contact us.
Where We Work
States Where We Provide Insurance Services
Head office located at: 2277 Niagara Falls Blvd.
Amherst New York 14228.
Give us a call: 716-235-5910
