• Do I get a discount for taking a defensive driver course?

    Yes, absolutely! You can get 10% off of certain coverages by clicking here.

  • Where do I go for the inspection?

    You can locate the nearest Carco inspection site by clicking here.

  • Is There a Fee for the Inspection? How Long Will It Take?

    There is no charge to you for the photo inspection, which takes approximately 15 minutes to complete.

  • What Documents Should I Bring to the Inspection Site?

    No documents are required (except for Florida inspections, which require vehicle registration). You will only need to provide the inspection site with the name of your insurance company. However, any current documents that list your insurance company name, your policy number, and vehicle information [...]

  • What Will Take Place During the Inspection?

    The CARCO inspector will complete a state-mandated inspection report form, noting the required vehicle information. The inspector will also take photographs of your vehicle (except in New York). You will then review and sign the inspection report. Once signed, your inspector will supply you [...]

  • What Is the Purpose of the Inspection?

    Your vehicle will be inspected to document its existence, physical condition, and existing options and accessories.

  • Will turning in a claim automatically increase my insurance?

    This is not an easy answer.  Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity.  It is our recommendation to discuss your specific claim with our claims manager to see if turning [...]

  • What is an adjuster?

    An adjuster is a representative of the insurance company that helps settle a claim.  They are not employed by us.  We do not settle claims as this is done by the adjuster.  However, we will assist in making sure a covered claim is paid [...]

  • Does my insurance cover special events such as weddings?

    Many venues that are rented for special occasions such as weddings and graduation open houses require proof of coverage for up to $1,000,000 in liability insurance to cover property damage and bodily injury accidents that may occur during the event.  Many Homeowners policies will provide [...]

  • What is scheduling?

    Scheduling involves placing specific items with a specific value on your homeowners insurance.  It can also be called an “Inland Marine” policy.  This allows coverage for items that may be leaving your premises and would then be lost or stolen.  They can also be [...]